Business owners are often faced with financial challenges that test their decision-making skills. How should they check their business credit? Should they extend a credit to a new customer? Should they hire an employee with a poor credit record? These issues, if not made wisely, can have a significant effect on an entire business, especially if somebody has the intent to deceive you out of your funds. It is therefore important for business owners to protect and prevent credit scam, because they cannot afford to lose huge sums of money over time.