When it comes to navigating the commercial loan market, it is important to know the basic facts and figures required for obtaining a loan and how the process works. Organisations that provide loans for commercial property sanction loans for new or existing commercial properties. Every commercial property is different and can require varying levels of structuring depending on the commercial type. A straight forward loan would be required for commercial real estate investors and owner occupiers. Whereas highly leveraged structured commercial finance can be needed for a variety of reasons such as refinancing, non recourse, specialised real estate and high LVR solutions. The terms of the loan can be fixed or variable and are given the option of being long term or short term.