If you have had a small business for any length of time, you know quite well that there are occasions where having access to an extra five or ten thousand dollars could make a huge difference. Regardless of your specific reasons, those extra funds could keep you from losing sleep, could give you the ability to jump your business to the next level or even give you the leverage you need to skate through the holiday sales season with ease. Standard loans can be problematic for many reasons so getting a `merchant loan may well be the leverage you need to get you over the hump.